The expectation of Christmas is one of perfectly orchestrated joy, goodwill, hearty food and glorious gifts. We try so hard to achieve perfection that it really interferes with achieving it at all. Christmas TV ads are tugging at our heartstrings (and our purses).

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The Christmas TV ads are tugging at our heartstrings (and our purses); magazines are filled with tips on how to make the best Christmas lunch, tables heaving from the weight of it all; Christmas songs are playing on the radio; shops are filled with goods to tantalise; and the supermarket shelves are filled with produce which expires before the big day, assuming we will be eating the same foods from now into the Boxing Day.

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With just a few weeks to go, are you looking forward to Christmas or dreading it? Does the prospect of spending enforced time with relatives worry you? Are you anxious about getting into debt at Christmas or making a fool of yourself at the office Christmas party?

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